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Conventional Mortgage
Seller Expenses
Typical Seller expenses may include:
Documentary stamps on deed $.70 per $100 based on sales priceReal estate commissionOwners title insurance policySettlement FeeSearch FeeTitle Exam FeeCourier FeesPayoff existing mortgage(s)Wire feesTaxes prorated to date of closingHomeowners or Condominium Association fees prorated to date of closingHomeowners or Condominium Association estoppel feeHome warranty (if applicable)
Buyer Expenses
Typical Buyer expenses may include:
Recording fees for deed and mortgage**Documentary stamps on mortgage $.35 per $100 based on mortgage amountIntangible tax on mortgage $.002 x mortgage amountSimultaneous issue mortgagee title insuranceEndorsement chargesSettlement FeeTitle Exam FeeWire FeeCourier FeeHomeowners or Condominium Association fees prorated to the day of closing Homeowners or Condominium Association transfer/approval feesSurveyTermite inspection1st year homeowners insurance and flood insurance (if applicable)Lender charges based on Good Faith Estimate from your mortgage representative
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Additional Information
At the present time, recording charges in Florida are $10.00 for the first page and $8.50 for each additional page of a document. Certified copies are $2.00 for the certification and $1.00 per page for each copy.
Regarding all types of transactions, charges attributable to each party as shown are estimates only. Actual charges may vary depending on lender and contract requirements. Please discuss all charges with your real estate professional and lender representative.